Start Your Journey to Homeownership with Pag-IBIG Fund
One of the most important financial decisions you’ll ever make is purchasing your own home.
Beyond providing a roof over your head, owning a house brings stability, peace of mind, and the foundation for a more secure future. More than just a place to live, a home is an investment--an asset that builds equity and opens doors to greater financial flexibility over time.
However, owning a home in today’s market isn’t easy. Rising property prices, limited housing options, and income challenges in the Philippines can make it feel out of reach.
That’s where Pag-IBIG Fund comes in.
Through the Pag-IBIG Fund Housing Loan program, eligible Filipino workers can access affordable home financing options, making it possible to buy or build a home—without the heavy financial burden.
Beyond providing a roof over your head, owning a house brings stability, peace of mind, and the foundation for a more secure future. More than just a place to live, a home is an investment--an asset that builds equity and opens doors to greater financial flexibility over time.
However, owning a home in today’s market isn’t easy. Rising property prices, limited housing options, and income challenges in the Philippines can make it feel out of reach.
That’s where Pag-IBIG Fund comes in.
Through the Pag-IBIG Fund Housing Loan program, eligible Filipino workers can access affordable home financing options, making it possible to buy or build a home—without the heavy financial burden.
HDMF
Checklist of Requirements
Basic Requirements upon Reservation
- 2 Government ID
- Tax Identification Number (TIN) with verification slip
- Buyer's Information Sheet
- Reservation Agreement
- Pre--signed Contract to Sell (to provide by developer)
Other Requirements
- Posted Checks – Equity/ Amortization
- Birth Certificate (if single)
- Marriage Contract (If married: Submit 3 copies of spouse 2 valid ID’s with specimen)
- Proof of Billing -original (provide copy of id & authorization letter if not under your name)
- 3 pcs. 1x1 picture
- Special Power of Attorney (Authenticated SPA for OFW)
- With copy of Attorney in Fact (AIF) -If Applicable)
Income Requirements
Locally Employed
*Must be submitted within 30 calendar days
- Membership Status Verification Slip (MSVS) (Verified with 24 mos. Contribution)
- Pag-IBIG Housing Loan Application Forms (properly filled out)
- Authorization to Conduct Credit/ Background Investigation
- Certificate of Employment with Compensation (Notarized)
- Latest pay slip: 1 month (original & certified correct by Employer and signed by Borrower
- Latest ITR or BIR 2316 (Certified by BIR)
- Latest service record (if government employee)
Working Abroad/OFW
*Must be submitted within 60 calendar days
- Membership Status Verification Slip (MSVS) (Verified with 24 mos. Contribution)
- Pag-IBIG Housing Loan Application Forms (properly filled out)
- Valid Employment / Job Contract
- Photocopy of OEC
- 1-month latest pay slip or bank statement if applicable
- Copy of Passport with departure and arrival stamp
Self-Employed / Business
- Business Permit/ Mayor’s Permit
- DTI Permit/ DTI Registration or SEC
- Audited Financial Statement with ITR Certified by BIR
- Sketch of Business
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DISCLAIMER: The images and details show herein are intended for illustration purposes only. While the information is based on present plans, which have been created with great care and effort, the developers reserve the right to change any and all products, proposed project features, amenities, prices and terms without prior notice. It is then recommended that the client confirm their accuracy and subsequent changes, if any. Further, the client holds the developers free from any legal and financial claims resulting from the information contained herein. Materials like Images/Photos used here are for marketing purposes only. They are owned by respective developers. No copyright infringement intended.
